Know Interest rates of all Govt small saving schemes for Jan 2022 to Mar 2022
The rate of interest on various Small Savings Schemes for the fourth quarter of financial year 2021-22 starting from 1st January, 2022 and ending on 31st March, 2022 shall remain unchanged from the current rates applicable for the third quarter (1st October, 2021 to 31st December, 2021) for FY 2021-22.
2. This has the approval of the competent authority.
Interest rates Chart on Savings Schemes for financial year 2021-22
| SI. No. | National Savings Scheme | Rate of interest w.e.f. 01.04.2021 to 30.06.2021 (%) | Rate of interest w.e.f 01.07.2021 to 30.09.2021 (unchanged) | Rate of interest w.e.f 01.10.2021 to 31.12.2021 (unchanged) | Rate of interest w.e.f 01.01.2022 to 31.03.2022 (unchanged) | Compounding Frequency* |
| 01. | Post Office Savings Account | 4.0 | 4.0 | 4.0 | 4.0 | Annually |
| 02. | 1 Year Time Deposit | 5.5 | 5.5 | 5.5 | 5.5 | Quarterly |
| 03. | 2 Year Time Deposit | 5.5 | 5.5 | 5.5 | 5.5 | Quarterly |
| 04. | 3 Yeai Time Deposit | 5.5 | 5.5 | 5.5 | 5.5 | Quarterly |
| 0fi. | 5 Year Time Deposit | 6.7 | 6.7 | 6.7 | 6.7 | Quarterly |
| 06. | 5 Year Recurring Deposit Scheme | 5.8 | 5.8 | 5.8 | 5.8 | Quarterly |
| 07. | Senior Citizen Savings Scheme | 74 | 7.4 | 7.4 | 7.4 | Quarterly and Paid |
| 08. | Monthly Income Account | 6.6 | 6.6 | 6.6 | 6.6 | Monthly and paid |
| 09. | National Savings Certificate (VIII Issue) | 6.8 | 6.8 | 6.8 | 6.8 | Annually |
| 10. | Public Provident Fund Scheme | 7.1 | 7.1 | 7.1 | 7.1 | Annually |
| 11. | Kisan Vikas Patra | 6.9 (will mature in 124 months) | 6.9 (will mature in 124 months) | 6.9 (will mature in 124 months) | 6.9 (will mature in 124 months) | Annually |
| 12. | Sukanya Samriddhi Account Scheme | 7.6 | 7.6 | 7.6 | 7.6 | Annually |
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