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January 3, 2022

Know Interest rates of all Govt small saving schemes for Jan 2022 to Mar 2022

by CA Shivam Jaiswal in Compliance Law

Know Interest rates of all Govt small saving schemes for Jan 2022 to Mar 2022

The rate of interest on various Small Savings Schemes for the fourth quarter of financial year 2021-22 starting from 1st January, 2022 and ending on 31st March, 2022 shall remain unchanged from the current rates applicable for the third quarter (1st October, 2021 to 31st December, 2021) for FY 2021-22.

2. This has the approval of the competent authority.


Interest rates Chart on Savings Schemes for financial year 2021-22

SI. No.National Savings SchemeRate of interest w.e.f. 01.04.2021 to 30.06.2021 (%)Rate of interest w.e.f 01.07.2021 to 30.09.2021 (unchanged)Rate of interest w.e.f 01.10.2021 to 31.12.2021 (unchanged)Rate of interest w.e.f 01.01.2022 to 31.03.2022 (unchanged)Compounding Frequency*
01.Post Office Savings Account4.04.04.04.0Annually
02.1 Year Time Deposit5.55.55.55.5Quarterly
03.2 Year Time Deposit5.55.55.55.5Quarterly
04.3 Yeai Time Deposit5.55.55.55.5Quarterly
0fi.5 Year Time Deposit6.76.76.76.7Quarterly
06.5 Year Recurring Deposit Scheme5.85.85.85.8Quarterly
07.Senior Citizen Savings Scheme747.47.47.4Quarterly and Paid
08.Monthly Income Account6.66.66.66.6Monthly and paid
09.National Savings Certificate (VIII Issue)6.86.86.86.8Annually
10.Public Provident Fund Scheme7.17.17.17.1Annually
11.Kisan Vikas Patra6.9 (will mature in 124 months)6.9 (will mature in 124 months)6.9 (will mature in 124 months)6.9 (will mature in 124 months)Annually
12.Sukanya Samriddhi Account Scheme7.67.67.67.6Annually

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